At Clove Dental, we believe everyone deserves access to high-quality dental care that fits their budget. By partnering with Ameritas Dental Insurance, we’re able to provide exceptional services while helping patients maximize their insurance benefits.
Coverage Details
Ameritas Dental Insurance is designed to support your oral health through comprehensive coverage. Here is a breakdown of the benefits typically offered by Ameritas PPO plans:
- Preventive Care: Services such as cleanings, dental exams, fluoride treatments, and sealants are often covered at 100%. Regular preventive care is essential to maintain a healthy smile and prevent potential dental issues.
- Basic Care: Treatments like fillings, extractions, and periodontal therapy are typically covered at 70%-80%. These services address common dental concerns and help protect your oral health.
- Major Care: For complex procedures such as crowns, bridges, root canals, and dentures, Ameritas PPO plans usually cover 50%. These treatments restore function and aesthetics, ensuring long-term oral health.
- Orthodontics: Select Ameritas PPO plans may offer partial coverage for orthodontic treatments, including braces or clear aligners. This benefit is often subject to a lifetime maximum.
To make things easier for you, Clove Dental’s team verifies your benefits, explains your coverage, and provides a detailed estimate of costs before starting any treatment. This ensures complete transparency and helps you make informed decisions about your care.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Clove Dental, located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, is conveniently situated near DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. We work closely with Ameritas PPO insurance to provide affordable preventive, basic, and major dental care to individuals and families in the Riverpark community. Our location offers easy access and exceptional service for all your dental needs.
Why Choose Clove Dental?
At Clove Dental, our priority is delivering outstanding dental care tailored to your needs. Here’s why patients in Riverpark trust us:
Community-Focused Dental Care
We provide personalized treatment to meet the unique needs of every patient.
Convenient Location & Services
Our Riverpark office is easily accessible, with flexible scheduling options to suit your busy lifestyle.
Trusted Insurance & Employer Partnerships
As a partner with Ameritas PPO, we help you make the most of your insurance benefits.
Multilingual Team
We speak English, Punjabi, Spanish, and Persian, ensuring clear communication for all patients.
Advanced Technology
With CBCT technology, we deliver precise diagnostics and customized treatment plans.
Free Parking
Enjoy complimentary parking during your visits for added convenience.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
Frequently Asked Questions (FAQs)
How can I verify my Ameritas Dental Insurance benefits?
You can contact Ameritas directly or reach out to our office. We’ll verify your coverage and provide detailed information about your benefits.
What if my treatment costs exceed my insurance coverage?
If your treatment isn’t fully covered, we’ll provide a transparent cost estimate and discuss flexible payment options to manage out-of-pocket expenses.
Does Ameritas cover cosmetic procedures?
Most cosmetic procedures, such as teeth whitening or veneers, are not covered. However, we offer affordable options to help you achieve your desired smile.
How often should I visit the dentist for preventive care?
Preventive care visits, including cleanings and exams, are recommended every six months to maintain optimal oral health and catch potential issues early.
Can I schedule emergency appointments?
Yes, we accommodate dental emergencies and strive to provide same-day appointments whenever possible.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.