Clove Dental, where high-quality care and patient satisfaction meet affordability in Riverpark, California. Understanding dental insurance shouldn’t be a challenge, and that’s why we proudly partner with Cigna PPO insurance to simplify your dental care journey. Our experienced team is here to ensure you maximize your benefits while receiving the personalized care you deserve.
Coverage Details
Cigna PPO insurance makes it easy for individuals and families to access affordable dental care. At Clove Dental, we’re committed to helping you utilize your insurance benefits effectively for a variety of dental services:
- Preventive Care: Routine exams, professional cleanings, and X-rays are typically covered at 100%, ensuring your oral health remains a top priority without additional financial stress.
- Basic Care: Treatments like fillings, extractions, and gum therapy are generally covered at 70%-80% after meeting your deductible.
- Major Care: More complex procedures such as crowns, bridges, root canals, and dentures are covered at 50%, making advanced treatments accessible.
- Orthodontics: Select PPO plans include partial coverage for braces or aligners, helping children and adults achieve a straighter, healthier smile.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
At Clove Dental, we go beyond just treating teeth—we’re committed to building a dental home for our patients. Here’s why you should choose us:
Community-Focused Dental Care
Every visit is centered on your comfort, health, and satisfaction.
Convenient Location & Services
Located in Riverpark, we offer flexible appointments and are easily accessible to the surrounding community.
Trusted Insurance & Employer Partnerships
We simplify the insurance process, working directly with Cigna PPO to streamline your experience.
Multilingual Support
Our staff speaks English, Punjabi, Spanish, and Persian to ensure seamless communication.
Advanced Technology
With CBCT imaging, we provide precise diagnostics and exceptional care.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
What services are covered under Cigna PPO insurance?
Coverage generally includes preventive care (e.g., cleanings, exams, X-rays), basic treatments (e.g., fillings, gum therapy), and major procedures (e.g., crowns, dentures, root canals). Contact us for details specific to your plan.
How can I verify my benefits with Clove Dental in Riverpark?
Simply call our office, and our team will assist in verifying your Cigna PPO benefits and explaining your coverage.
Are there any out-of-pocket costs?
Depending on your plan’s deductible, coinsurance, or co-pay, there may be some costs. We’ll provide clear, upfront estimates to avoid surprises.
Does Cigna PPO cover emergency dental care?
Yes, most Cigna PPO plans include emergency care. If you’re experiencing a dental emergency, call us immediately for assistance.
Are cosmetic procedures covered by Cigna PPO?
Cosmetic treatments like whitening are usually not covered. However, some restorative procedures with cosmetic benefits may have partial coverage.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.