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Delta Care HMO Dental Insurance in Northridge

Use Your Insurance
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Delta Care HMO works differently than most plans you've probably had before, and that's actually good news. Instead of percentages and deductibles, you get a fixed copay for every procedure, decided in advance. At our Northridge office, we make sure you know that number before you're in the chair never after, and never as a surprise on your way out. 

How Delta Care HMO Works at Our Office 

Delta Care HMO is built around predictability rather than percentage-based coverage, and here's what that looks like in practice for our Northridge patients: 

  • Fixed Copayments: Instead of coinsurance, you're given a set dollar amount for each covered procedure, so a filling or a crown has one known price not an estimate that shifts after the fact.
  • No Annual Maximum: Unlike PPO plans that cap yearly benefits, Delta Care HMO has no dollar ceiling, which matters if you need more extensive work in a single year.
  • No Deductible, No Claim Forms: There's nothing to meet before benefits kick in, and we handle everything on our end you'll never fill out a reimbursement form.
  • Primary Dentist Model: You're assigned a designated in-network dentist, which is exactly the role Dr. Stein or Dr. Puri can fill for your entire household.

Meet Our Specialists in Northridge

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Dr. Igor Roshkovan

Dentist in Northridge

Dr. Anish Puri (1)

Dr. Anish Puri

Dentist in Northridge

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Dr. Alan Stein

Dentist in Northridge

Feeling informed before your appointment makes a real difference. We'll review your insurance benefits, explain what your plan may include, and help you feel comfortable about the decisions ahead.

What Northridge Patients Notice First

Costs You Know in Advance

Every procedure has a listed copay, so nothing about your bill is a surprise.

No Paperwork to Chase

We submit everything; you never touch a claim form or reimbursement request.

Consistent Care, Same Dentist

Staying with one assigned dentist means fewer repeated explanations of your history.

Family-Friendly Scheduling

Book multiple household members back-to-back to save everyone a separate trip.

Straightforward Communication

Our front desk explains your copay before treatment, not buried in fine print.

A Team That Sticks Around

Dr. Stein and Dr. Puri have deep roots in this community, not a rotating cast.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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Google review

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

No deductible, no annual cap, no claim forms to chase. Delta Care HMO is designed to keep dental care simple. Book your Northridge visit and we'll pull your exact copay schedule the moment you walk in.

FAQs

Do I need to pick Clove Dental as my primary dentist for Delta Care HMO?

Yes, HMO plans require you to designate an in-network primary dentist, and our Northridge office can serve that role for your whole family.

Is there really no annual maximum with Delta Care HMO?

Correct unlike PPO plans, Delta Care HMO doesn't cap the dollar amount of benefits you can use in a year.

Do I have to pay anything upfront?

You'll pay your listed copay at the time of service; there's no deductible to satisfy beforehand.

What if I need a specialist?

Your primary dentist coordinates referrals to in-network specialists as part of the HMO structure.

How do I find out my copay before I book?

Bring your member ID or plan number, and our team will look up your exact copay schedule ahead of your visit.

Earn a free professional exam + cleaning by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility, with exams, cleanings, whitening, and much more

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