At Clove Dental, we are committed to providing high-quality, affordable dental care for all our patients. We’re proud to accept Delta Dental in Wisconsin and work with their PPO insurance plans to help you achieve a healthy smile while managing costs effectively. Whether you’re coming in for a routine cleaning or a more complex procedure, we’ll help you navigate your insurance benefits with transparency and ease.
Coverage Details: What Does Delta Dental Cover?
Understanding your Delta Dental coverage is essential to make informed decisions about your oral health. Most Delta Dental PPO plans provide coverage for a wide range of services, broken down into the following categories:
1. Preventive Care
Preventive care focuses on maintaining your oral health and preventing potential problems.
- What’s Covered? Routine cleanings, oral exams, X-rays, fluoride treatments, and sealants.
- Typical Coverage: Preventive care is often covered at 100%, meaning no out-of-pocket expenses for most of these services.
Why It Matters: Regular preventive care can catch issues early, saving you time and money in the long run.
2. Basic Care
Basic care addresses common dental issues, including decay and minor infections.
- What’s Covered? Fillings, simple extractions, and scaling and root planing (deep cleaning).
- Typical Coverage: These services are generally covered at 70%-80%, with the remaining percentage being your responsibility.
Why It Matters: These treatments are vital to stopping small problems before they become major ones.
3. Major Care
Major care involves more complex procedures to restore and enhance your oral health.
- What’s Covered? Crowns, bridges, dentures, and root canals.
- Typical Coverage: Usually covered at 50%, with a greater share of costs being patient-paid.
Why It Matters: Restorative treatments improve functionality and aesthetics, ensuring a complete and healthy smile.
4. Orthodontics
Orthodontic coverage may be available for adults and children, depending on your Delta Dental plan.
- What’s Covered? Braces and clear aligners.
- Typical Coverage: Partial coverage is often provided, with a lifetime maximum benefit. Check your specific plan for details.
Why It Matters: Orthodontic care improves alignment and overall oral health.
How to Verify Your Benefits with Delta Dental in Wisconsin
We understand that insurance details can sometimes be overwhelming. That’s why we’re here to help! Follow these simple steps to verify your benefits:
- Contact Delta Dental: You can call the Delta Dental customer service number on your insurance card or log in to their online portal to access your benefits summary.
- Provide Us with Your Information: Share your insurance details with our team before your appointment.
- Let Us Handle the Rest: Our experienced staff will contact Delta Dental on your behalf to confirm coverage for your specific treatment plan. We’ll also explain your benefits in plain language and answer any questions.
Pro Tip: Bring your Delta Dental insurance card to your appointment to streamline the verification process.
Out-of-Pocket Costs
Out-of-pocket costs depend on your specific Delta Dental PPO plan and the treatment type. Common factors include:
- Annual Deductible: The amount you pay before insurance starts covering costs.
- Co-payments: A percentage of the treatment cost you’ll need to pay after insurance coverage is applied.
- Annual Maximum Benefit: The maximum dollar amount Delta Dental will cover in a year.
At Clove Dental, we prioritize transparency and will provide a detailed cost estimate before any treatment.
Take the Next Step Toward a Healthy Smile
At Clove Dental, we’re here to make dental care simple, affordable, and effective. If you have questions about your Delta Dental PPO plan or need to schedule an appointment.
Let us help you get the most out of your Delta Dental coverage and achieve the smile you deserve!
Frequently Asked Questions (FAQs)
What’s the difference between in-network and out-of-network providers?
At Clove Dental, we are proud to be a Delta Dental PPO provider. This means we’re in-network, which allows us to offer lower rates negotiated with Delta Dental. If you see an out-of-network provider, you may face higher out-of-pocket costs.
Can I use Delta Dental for cosmetic treatments like teeth whitening?
Cosmetic treatments are generally not covered by Delta Dental PPO plans. However, we offer affordable payment options to make these enhancements accessible.
What if I exceed my annual maximum benefit?
If you reach your annual maximum, you’ll need to cover additional treatment costs out-of-pocket. We’ll work with you to create a phased treatment plan that prioritizes urgent care while maximizing your benefits.
How do I know if a procedure is covered?
We encourage patients to review their plan’s details or contact us directly. Our team will verify your benefits and explain what’s covered, so there are no surprises.
Do you offer payment plans for uncovered costs?
Yes! At Clove Dental, we believe finances shouldn’t stand in the way of your smile. We offer flexible payment options and financing plans for uncovered treatments.
Why Choose Clove Dental for Delta Dental PPO Plans?
Choosing Clove Dental means choosing care that combines expertise, compassion, and a commitment to your satisfaction. Here’s why our patients trust us:
- Transparent Pricing: We provide clear estimates for all treatments, ensuring no hidden costs.
- Experienced Team: Our knowledgeable staff makes navigating insurance stress-free.
- Comprehensive Care: From preventive to major treatments, we offer everything you need under one roof.
- Convenient Location: Our office is easily accessible, making it simple to get the care you need.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.