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Employee Benefit Management Service Dental Coverage in Northridge

Use Your Insurance
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EBMS isn't a dental insurance company, it's a third-party administrator that manages self-funded plans on behalf of employers who pay claims directly rather than buying a standard policy. That means your actual dental benefits were custom-built by your employer, not a one-size-fits-all carrier. Our Northridge team is used to reading these employer-specific plans and explaining them clearly before you ever sit in the chair.

What Self-Funded EBMS Coverage Looks Like

Because EBMS administers plans your employer designed, coverage details vary more than with a traditional insurer, but most self-funded dental plans follow a similar shape:

  • Preventive Visits: Cleanings, exams, and routine X-rays are typically prioritized at 100%, since employers self-funding their own plans usually favor low-cost, high-value preventive care.
  • Basic Procedures: Fillings and simple extractions are commonly covered in the 70%-80% range, though your specific employer plan sets the exact figure.
  • Major Treatment: Crowns, root canals, and dentures usually carry coinsurance around 50%, and we confirm your plan's actual terms with EBMS before recommending treatment.
  • Employer-Specific Rules: Deductibles, annual maximums, and waiting periods are all set by your employer, not EBMS itself, so no two EBMS-administered plans are identical.

Self-funded plans reward patients who ask questions upfront, and that's exactly what we do at our Roscoe Boulevard office. Call ahead with your EBMS member ID, and our team will pull your employer's specific plan rules before your appointment so nothing about your bill catches you by surprise. 

Meet Our Specialists in Northridge

Igor

Dr. Igor Roshkovan

Dentist in Northridge

Dr. Anish Puri (1)

Dr. Anish Puri

Dentist in Northridge

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Dr. Alan Stein

Dentist in Northridge

Before making decisions about your dental care, it's helpful to know how your insurance may contribute. We'll review your benefits, explain your coverage, and answer your questions with clear, straightforward information.

What Sets Our Northridge Office Apart

We Contact EBMS Directly

Our team reaches out to confirm your employer's specific plan rules, not general assumptions.

Clear Cost Breakdowns

You'll get a written estimate before any procedure begins, no exceptions.

Consistent Dentists, You Can Trust

Dr. Stein and Dr. Puri build long-term relationships, not one-time transactions.

Modern Diagnostic Equipment

CBCT imaging gives a fuller picture before any major treatment decision.

Convenient Roscoe Boulevard Location

Easy access and free parking make every visit simpler to fit into your day.

Payment Plans When Needed

Cherry, Sunbit, and CareCredit help smooth out any employer-set coverage gaps.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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Google review

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

Self-funded EBMS plans are only as clear as the office explaining them. Book your Northridge appointment, and we'll confirm your employer's specific dental benefits before you're ever asked to make a decision.

FAQs

Is EBMS the same as dental insurance?

No. Not exactly. EBMS administers self-funded plans that your employer designs and pays claims through directly.

Why does my EBMS coverage differ from a friend's plan?

Because your employer sets the specific benefit rules; EBMS simply administers whatever plan your company built.

Can Clove Dental verify my EBMS benefits before my visit?

Yes bring your member ID and we'll confirm your employer's specific coverage details ahead of time.

Does EBMS cover major dental work?

Most self-funded plans include coinsurance for major services, typically around 50%, though this varies by employer.

What if my plan has a waiting period?

Waiting periods are set by your employer's plan design; we'll check yours before scheduling non-emergency treatment.

Earn a free professional exam + cleaning by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility, with exams, cleanings, whitening, and much more.

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