At Clove Dental in Riverpark, we are committed to providing high-quality, affordable dental care for individuals and families. If you have Employee Benefit Management Services PPO insurance, we help you maximize your benefits while ensuring transparency in costs. Our expert team makes navigating your dental insurance easy, so you can focus on maintaining a healthy smile.
Coverage Details
Employee Benefit Management Services PPO insurance provides coverage for various dental treatments, making essential care more accessible. Here’s a breakdown of common coverage levels:
- Preventive Care: Routine exams, cleanings, fluoride treatments, and X-rays are often covered at 100%, ensuring you maintain excellent oral health.
- Basic Care: Fillings, extractions, and emergency dental treatments are covered at 70%-80%, helping you manage necessary procedures affordably.
- Major Care: Procedures such as root canals, dentures, crowns, and bridges may be covered at 50%, making complex dental work more budget-friendly.
- Orthodontics: Certain Dominion National plans provide partial coverage for braces or clear aligners, often with a lifetime maximum benefit.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We provide expert dental services in a welcoming, patient-centered environment. Our goal is to make dental visits comfortable and stress-free for every patient.
Convenient Location & Services
Located in the heart of Riverpark, our office offers ample parking, extended hours, and bilingual staff for an effortless experience.
Trusted Insurance & Employer Partnerships
We work with leading insurance providers, making high-quality dental care affordable for the diverse workforce of Riverpark.
Multilingual Support
Our multilingual team speaks English, Punjabi, Spanish, and Persian, ensuring clear communication and a comfortable experience.
Advanced Technology
We utilize cutting-edge imaging technology to enhance diagnostic precision and treatment planning.
Free Parking
Enjoy hassle-free visits with accessible and free parking at our Riverpark location.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify if my Employee Benefit Management Services PPO plan is accepted?
Reach out to our office with your insurance details, and we will confirm your eligibility and coverage.
What are my out-of-pocket costs?
Your costs depend on your plan and treatment needs. We provide detailed cost estimates before any procedure.
Does my insurance cover emergency dental care?
Most PPO plans offer coverage for emergency visits. Contact us immediately for urgent dental needs.
How many cleanings per year are covered?
Most PPO plans include two cleanings per year at 100% coverage. We can check your specific benefits.
Are cosmetic procedures covered by my plan?
Purely cosmetic procedures are usually not covered, but some treatments (such as crowns) may be included if they serve a functional purpose.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.