At Clove Dental in Riverpark, we are committed to making high-quality dental care affordable and accessible through FCE Benefit Administrations PPO insurance. Our expert team helps you maximize your benefits while ensuring you receive top-tier dental care. Whether you need preventive services, essential treatments, or major procedures, we provide complete cost transparency so you can make informed decisions about your oral health.
Coverage Details
FCE Benefit Administrations PPO insurance provides extensive coverage to help reduce the cost of dental care. Here’s what you can expect:
- Preventive Care: Routine exams, professional cleanings, fluoride treatments, and sealants are typically covered at 100%, ensuring your oral health stays in peak condition while preventing future dental problems.
- Basic Care: Treatments such as fillings, extractions, and deep cleanings (scaling and root planing) are generally covered at 70%-80%, helping lower your out-of-pocket expenses for necessary treatments.
- Major Care: Procedures such as crowns, dentures, bridges, and root canals usually receive 50% coverage, making complex restorative treatments more manageable.
- Orthodontics: Some PPO plans offer partial coverage for orthodontic treatments like braces and clear aligners, often with a lifetime maximum benefit. Our team will verify your specific plan details for eligibility.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
Community-Focused Dental Care: We prioritize patient-centered treatments, ensuring compassionate and high-quality care for all ages.
Convenient Location & Services
Our Riverpark office is easily accessible, offering flexible scheduling and a bilingual staff for seamless appointments
Trusted Insurance & Employer Partnerships
We partner with leading insurance providers to make dental care cost-effective and hassle-free.
Multilingual Support
Our team is fluent in English, Punjabi, Spanish, and Persian, ensuring clear communication for every patient.
Advanced Technology
We use modern imaging technology for precise diagnostics and treatment planning.
Free Parking
Enjoy a stress-free visit with complimentary parking at our facility.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I check if my FCE Benefit Administrations PPO plan is accepted?
Call our office with your insurance details, and we will verify your coverage for you.
Will I have any out-of-pocket costs?
Your out-of-pocket expenses depend on your specific plan and treatment needs. We provide a detailed estimate before any procedure.
Does my insurance cover emergency dental visits?
Most PPO plans include coverage for emergency treatments. Contact us for urgent dental care assistance.
How often does my insurance cover cleanings and check-ups?
Most PPO plans provide two cleanings per year at 100% coverage. We can confirm your plan’s details.
Can I use my insurance for cosmetic treatments?
Cosmetic procedures are typically not covered, but some treatments (like crowns) may have partial coverage if they contribute to dental health.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.