At Clove Dental in Oxnard, we understand the importance of affordable, high-quality dental care. That’s why we’re proud to work with Kansas City Life PPO insurance to ensure our patients receive exceptional treatment without financial stress. Whether you’re a long-time policyholder or new to Kansas City Life insurance, our dedicated team is here to help you maximize your benefits while providing top-tier dental care.
Coverage Details
Kansas City Life PPO insurance offers flexible dental plans designed to make essential and advanced dental care accessible for the Oxnard community. Below is a breakdown of typical coverage:
- Preventive Care: Services like professional cleanings, exams, fluoride treatments, and sealants are often covered at 100%. Regular preventive care is vital for maintaining a healthy smile and avoiding costly dental issues in the future.
- Basic Care: Treatments such as fillings, simple extractions, and scaling and root planing are typically covered at 70%-80%. These services are essential for addressing everyday dental concerns while minimizing out-of-pocket expenses.
- Major Care: Advanced procedures like crowns, bridges, dentures, and root canals are generally covered at 50%. Kansas City Life insurance ensures Oxnard residents have access to state-of-the-art treatments at a fraction of the cost.
- Orthodontics: Some Kansas City Life PPO plans also provide partial coverage for orthodontic care, including braces or clear aligners. These benefits are ideal for both teens and adults seeking a straighter, healthier smile.
Meet Our Specialists in Oxnard

Dr. Puri
Dentist in Oxnard
Dr. Puri has been serving the Oxnard community for over 35 years. He is a well-versed dentist who was one of the youngest ever to start practicing in California in the early 1990s. He loves tennis and gardening.

Dr. Puri
Dentist in Oxnard
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.

Dr. Malekan
Dentist in Oxnard
Dr. Malekan, DMD received her degree in Arizona at Midwestern College of Dental Medicine. She believes that dentistry needs equal components of science and artistry in order to achieve a healthy for the patient.

Dr. Mariam
Dentist in Oxnard
Dr. Mariam is a USC graduate and attended the UT Health Science Center at Houston completing a UT Health Oral & Maxillofacial Surgery Internship. She has many years of clinical experience and she enjoys reading, art, and helping others.

Dan Maya, RDH
Hygienist in Oxnard
Dan has been a core part of the team here in Oxnard for several years. He is a skilled hygienist able to assist patients with all of their dental needs and ongoing dental care.
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Dr. Baum
Dentist in Oxnard
Dr. Baum is a dedicated dentist who also loves cars and is a new dad. Dr. Baum provides professional, gentle care and takes the time to compassionately listen to his patients and their needs. He cannot wait to provide you with excellent care!
Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 140 North A Street, Oxnard CA 93030, and near Flamingo Motel. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Community-Focused Dental Care
Our team is committed to delivering comprehensive dental services that meet the unique needs of the Oxnard community.
Convenient Location & Services
Situated in central Oxnard, we offer flexible appointment hours, bilingual staff, and free parking for your convenience.
Trusted Insurance & Employer Partnerships
As a Kansas City Life PPO partner, we’re dedicated to providing affordable and accessible care for individuals and families.
Multilingual Team
Our friendly team speaks English, Punjabi, Spanish, and Persian to ensure clear communication and a welcoming environment.
Advanced Technology
Advanced imaging technology allows us to diagnose and treat dental issues with precision.
Free Parking
Enjoy stress-free visits with ample free parking right at our office.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How can I confirm my Kansas City Life PPO benefits?
Our team is happy to verify your benefits. Simply contact us with your insurance details, and we’ll provide a detailed breakdown of your coverage.
Are routine exams and cleanings covered by Kansas City Life?
Yes, most Kansas City Life PPO plans cover preventive services like exams, cleanings, and fluoride treatments at 100%.
Does Kansas City Life PPO insurance cover orthodontic care?
Some plans include partial coverage for orthodontics, such as braces or clear aligners. Contact us to check your specific plan’s details.
What happens if my treatment costs exceed my plan’s annual maximum?
If your treatment exceeds the annual maximum, we offer flexible payment options to help manage any out-of-pocket expenses.
Does Kansas City Life PPO cover dental emergencies?
Yes, many Kansas City Life PPO plans include coverage for emergency dental care. Contact our office immediately for assistance with urgent dental issues.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.