At Clove Dental in Riverpark, we’re proud to offer exceptional dental services in partnership with Kansas City Life PPO insurance. Whether you’re seeking routine care or advanced treatments, we’re committed to helping patients maximize their dental insurance benefits while enjoying stress-free, affordable care. With Kansas City Life insurance, maintaining your oral health has never been easier.
Coverage Details
Kansas City Life PPO insurance provides a broad range of benefits to make dental care accessible and affordable for individuals and families in the Riverpark community. Here’s an overview of typical coverage:
- Preventive Care: Regular cleanings, dental exams, fluoride treatments, and sealants are often covered at 100%. Preventive care ensures you maintain a healthy smile and avoid future dental complications.
- Basic Care: Common procedures like fillings, extractions, and scaling and root planing are typically covered at 70%-80%. Kansas City Life PPO plans help reduce out-of-pocket costs for essential treatments.
- Major Care: Advanced procedures such as crowns, bridges, dentures, and root canals are covered at 50%. Riverpark residents can access high-quality care with confidence, knowing Kansas City Life PPO insurance helps make even complex treatments affordable.
- Orthodontics: Certain Kansas City Life PPO plans include partial coverage for orthodontic care, such as braces or clear aligners, which are ideal for patients of all ages striving for a straighter smile.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We understand the unique dental needs of Riverpark residents and provide tailored care for all ages.
Convenient Location & Services
Our central Riverpark office offers flexible hours, bilingual staff, and free parking, ensuring your visit is smooth and hassle-free.
Trusted Insurance & Employer Partnerships
As a Kansas City Life PPO partner, we make high-quality dental care accessible and affordable for the local community.
Multilingual Support
Our team communicates fluently in English, Punjabi, Spanish, and Persian to create a welcoming environment for all patients.
Advanced Technology
With state-of-the-art imaging, we deliver precise diagnoses and efficient treatment planning.
Free Parking
Enjoy ample free parking near our office, making every visit convenient and stress-free.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my Kansas City Life PPO insurance benefits?
Our team can handle the verification process for you. Contact us with your insurance details, and we’ll explain your benefits and coverage clearly.
Are preventive services fully covered?
Yes, most Kansas City Life PPO plans cover preventive care, such as exams, cleanings, and fluoride treatments, at 100%.
Does Kansas City Life PPO insurance include orthodontic coverage?
Some plans offer partial coverage for orthodontic treatments, including braces or clear aligners. Contact us to confirm your plan’s specific details.
What happens if my treatment exceeds the annual maximum?
If your treatment costs surpass the annual maximum, we provide flexible payment options to help you manage any remaining expenses.
Is emergency dental care covered under Kansas City Life PPO insurance?
Yes, many Kansas City Life PPO plans include coverage for dental emergencies. If you’re experiencing an urgent issue, call us immediately for assistance.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.