At Clove Dental in Oxnard, we take pride in offering exceptional dental care while helping our patients maximize their Lincoln Financial PPO insurance benefits. Whether you’re looking for preventive care or advanced treatments, our team is here to ensure you receive affordable, high-quality care without any surprises.
Coverage Details
Lincoln Financial PPO dental insurance offers robust coverage to meet your dental health needs while keeping costs manageable. Here’s a breakdown of what’s typically covered:
- Preventive Care: Routine exams, cleanings, fluoride treatments, and sealants are often covered at 100%. By focusing on preventive care, you can maintain healthy teeth and gums while avoiding more complex procedures in the future.
- Basic Care: Services like fillings, simple extractions, and scaling and root planing are usually covered at 70%-80%. This coverage helps you take care of minor dental issues early before they worsen.
- Major Care: Advanced procedures such as crowns, bridges, root canals, and dentures are generally covered at 50%. With Lincoln Financial, you can access the treatments you need to restore your smile and oral function without excessive out-of-pocket expenses.
- Orthodontics: Certain Lincoln Financial PPO plans include partial coverage for orthodontic treatments like braces or clear aligners, which are ideal for teens and adults looking to align their teeth.
Meet Our Specialists in Oxnard

Dr. Puri
Dentist in Oxnard
Dr. Puri has been serving the Oxnard community for over 35 years. He is a well-versed dentist who was one of the youngest ever to start practicing in California in the early 1990s. He loves tennis and gardening.

Dr. Puri
Dentist in Oxnard
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.

Dr. Malekan
Dentist in Oxnard
Dr. Malekan, DMD received her degree in Arizona at Midwestern College of Dental Medicine. She believes that dentistry needs equal components of science and artistry in order to achieve a healthy for the patient.

Dr. Mariam
Dentist in Oxnard
Dr. Mariam is a USC graduate and attended the UT Health Science Center at Houston completing a UT Health Oral & Maxillofacial Surgery Internship. She has many years of clinical experience and she enjoys reading, art, and helping others.

Dan Maya, RDH
Hygienist in Oxnard
Dan has been a core part of the team here in Oxnard for several years. He is a skilled hygienist able to assist patients with all of their dental needs and ongoing dental care.
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Dr. Baum
Dentist in Oxnard
Dr. Baum is a dedicated dentist who also loves cars and is a new dad. Dr. Baum provides professional, gentle care and takes the time to compassionately listen to his patients and their needs. He cannot wait to provide you with excellent care!
Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 140 North A Street, Oxnard CA 93030, and near Flamingo Motel. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Community-Focused Dental Care
We’re dedicated to personalized, comprehensive care for patients of all ages in the Oxnard community.
Convenient Location & Services
Our office is centrally located with flexible hours, bilingual staff, and free parking to make your visit seamless.
Trusted Insurance & Employer Partnerships
As a trusted partner of Lincoln Financial, we ensure you maximize your insurance benefits for affordable care.
Multilingual Team
Our multilingual team speaks English, Punjabi, Spanish, and Persian, ensuring a comfortable experience for all.
Advanced Technology
We use advanced 3D imaging for precise diagnoses and effective treatment planning.
Free Parking
Enjoy convenient, stress-free parking right outside our office.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my Lincoln Financial PPO benefits?
Call our office with your insurance information, and we’ll handle the verification process for you.
Are cleanings and preventive services covered at 100%?
Yes, most Lincoln Financial PPO plans fully cover preventive care, including cleanings, exams, and fluoride treatments.
Does Lincoln Financial PPO insurance cover major procedures like crowns and root canals?
Yes, major procedures are typically covered at 50%, helping you manage the cost of advanced dental treatments.
Can I use my Lincoln Financial PPO plan for orthodontics?
Some Lincoln Financial PPO plans include partial coverage for orthodontic treatments like braces or clear aligners. Contact our office to confirm your specific plan details.
What happens if my treatment isn’t fully covered?
We offer flexible payment plans to help manage any out-of-pocket costs, ensuring you can still get the care you need.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.