At Clove Dental in Riverpark, we are proud to work with Lincoln Financial PPO insurance to provide our patients with affordable, high-quality dental care. Whether you’re maintaining your oral health with routine cleanings or need more complex treatments, we’re here to help you maximize your Lincoln Financial benefits for seamless dental care.
Coverage Details
Lincoln Financial PPO dental insurance offers a wide array of benefits to help you get the care you need at a manageable cost. Here’s a breakdown of what you can expect in terms of coverage:
- Preventive Care: Services like regular exams, professional cleanings, fluoride treatments, and sealants are typically covered at 100%. Preventive care helps you avoid future dental problems and costly procedures by keeping your smile healthy.
- Basic Care: Basic treatments like fillings, simple extractions, and scaling and root planing are generally covered at 70%-80%. This ensures that common dental issues are taken care of early on, preventing more serious conditions from developing.
- Major Care: For more advanced procedures such as crowns, bridges, dentures, and root canals, Lincoln Financial PPO insurance usually covers about 50% of the cost. This helps you access necessary dental treatments at a more affordable price.
- Orthodontics: Certain Lincoln Financial PPO plans offer partial coverage for orthodontic treatments like braces and clear aligners. These benefits can help patients of all ages achieve the smile they’ve always wanted.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We’re dedicated to meeting the unique dental needs of the Riverpark community by providing comprehensive services for patients of all ages.
Convenient Location & Services
Our office is located in the heart of Riverpark with flexible hours, bilingual staff, and ample free parking, making your dental visit stress-free.
Trusted Insurance & Employer Partnerships
As a trusted partner of Lincoln Financial PPO, we help you get the most out of your dental insurance benefits.
Multilingual Support
We speak English, Punjabi, Spanish, and Persian, ensuring clear communication and a welcoming experience for all our patients.
Advanced Technology
Advanced 3D imaging ensures accurate diagnostics and effective treatment planning.
Free Parking
Enjoy convenient, hassle-free parking during your visit.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my Lincoln Financial PPO benefits?
Simply call our office with your insurance details, and our team will verify your benefits for you. We’ll make sure you understand exactly what’s covered.
Are preventive services like cleanings fully covered by Lincoln Financial?
Yes, most Lincoln Financial PPO plans fully cover preventive services, such as exams, cleanings, and fluoride treatments, at 100%.
Does Lincoln Financial PPO insurance cover major procedures like crowns and root canals?
Yes, major procedures such as crowns, root canals, and bridges are typically covered at 50% under Lincoln Financial PPO plans.
Does Lincoln Financial PPO include orthodontic coverage?
Some Lincoln Financial PPO plans provide partial coverage for orthodontic services, including braces or clear aligners. Contact us to check your plan’s specifics.
What if my treatment is not fully covered by my insurance?
If your treatment is not fully covered or exceeds your annual maximum, we offer flexible payment options to help manage any out-of-pocket expenses.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.