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Lincoln Financial Insurance
At Clove DDS, we are proud to accept Lincoln Financial Insurance to provide high-quality dental care at affordable prices. We understand that navigating insurance coverage can be overwhelming, which is why we’ve created this page to help you understand your Lincoln Financial dental plan. Here, you will find important details about coverage, how to verify your benefits, and answers to frequently asked questions. Our team is committed to making your dental care experience as seamless and transparent as possible.
Coverage Details
Lincoln Financial offers comprehensive coverage for a wide range of dental services. Below is a breakdown of what is typically covered under Lincoln Financial dental plans:
- Preventive Care: Lincoln Financial usually covers preventive care services, such as routine cleanings, exams, fluoride treatments, and sealants, at 100%. Preventive care is essential in maintaining oral health and helps prevent future dental issues.
- Basic Care: Basic services such as fillings, extractions, and scaling/root planing (deep cleanings) are generally covered at 70%-80%. These services are necessary for addressing common dental problems and keeping your teeth and gums healthy.
- Major Care: Major treatments like crowns, dentures, bridges, and root canals are typically covered at 50%. These procedures are vital for restoring your smile and addressing more complex dental needs.
- Orthodontics: Lincoln Financial may offer partial coverage for orthodontic treatments, including braces and clear aligners. Coverage for orthodontics is often limited, so it’s important to check the details of your plan, including any lifetime maximums that may apply.
Please note that your specific Lincoln Financial plan may have different coverage levels, so it’s important to verify your benefits to fully understand what is covered.
How to Verify Your Benefits
Verifying your Lincoln Financial benefits is easy, and we are here to help you every step of the way:
- Contact Our Office: Give us a call, and our team will assist you with verifying your Lincoln Financial benefits directly with the insurance company. We will confirm what services are covered and provide you with a clear breakdown of your benefits.
- Bring Your Insurance Information: When you visit Clove DDS, please bring your Lincoln Financial insurance card with you so that we can access your coverage details and ensure we’re providing the most accurate information.
- Get a Detailed Estimate: After we verify your benefits, we’ll provide you with a clear estimate of your treatment costs, outlining what is covered by Lincoln Financial and what you may need to pay out-of-pocket.
Why Choose PPO Insurance Partners?
Lincoln Financial is a trusted PPO insurance provider, and Clove DDS works closely with them to help you get the care you need at a cost that fits your budget. With a PPO plan, you have the flexibility to choose your dental provider, and you don’t need referrals to see specialists. This provides you with more options for care, making it easier to access quality treatment.
At Clove DDS, we strive to ensure transparency in all aspects of your care, including the cost of your treatment. Our goal is to keep you informed about your insurance coverage, so you can focus on what matters most: your health.
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Frequently Asked Questions
What preventive care services does Lincoln Financial cover?
Lincoln Financial typically covers preventive care services, such as cleanings, exams, fluoride treatments, and sealants, at 100%. Preventive care is crucial for maintaining healthy teeth and gums.
Are basic dental services like fillings and extractions covered?
Yes, basic services such as fillings, extractions, and scaling/root planing are typically covered at 70%-80%, ensuring that you can address common dental issues without a high out-of-pocket cost.
Does Lincoln Financial cover orthodontic treatments?
Lincoln Financial may provide partial coverage for orthodontics, including braces and clear aligners. However, coverage is often subject to a lifetime maximum, so it’s important to verify the specifics of your plan.
How do I verify my benefits with Lincoln Financial?
You can contact our office, and we will verify your Lincoln Financial benefits directly with the insurance company. We will also provide you with a detailed estimate of your treatment costs so you know exactly what is covered.
Are pre-authorizations required for certain treatments?
Some treatments, especially major procedures like crowns or root canals, may require pre-authorization from Lincoln Financial. We will help you submit the necessary paperwork to ensure your treatment is covered.
We’re Here to Help!
At Clove DDS, we are dedicated to providing you with the best dental care possible while making sure you understand your Lincoln Financial coverage. If you have any questions about your benefits, need help verifying your coverage, or would like more information about your treatment options, our friendly team is here to assist you. We look forward to providing you with exceptional care and helping you maximize your insurance benefits.
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