At Clove Dental in Riverpark, we proudly partner with MetLife PPO dental insurance to provide high-quality, affordable dental care to our community. Whether you need a routine cleaning, restorative treatment, or more advanced dental services, we are here to help you make the most of your MetLife PPO benefits. Our goal is to offer transparent, patient-centered care that supports your long-term oral health.
Coverage Details
MetLife PPO dental insurance plans are designed to help you receive the dental care you need while minimizing your out-of-pocket expenses. Here’s an overview of what’s typically covered:
- Preventive Care: Services like routine cleanings, exams, fluoride treatments, and sealants are often covered at 100%. These preventive measures are crucial for keeping your teeth and gums healthy and avoiding more expensive procedures later on.
- Basic Care: Treatments such as fillings, simple extractions, and scaling and root planing are typically covered at 70%-80%. These basic services address common dental concerns and prevent them from turning into more serious issues.
- Major Care: Procedures like crowns, dentures, bridges, and root canals are usually covered at 50%. MetLife PPO helps make these advanced treatments more affordable, ensuring you can restore your smile without financial strain.
- Orthodontics: Some MetLife PPO plans offer partial coverage for orthodontic treatments, such as braces or clear aligners, with a lifetime maximum. These options are available to both teens and adults who are looking to improve the alignment of their teeth.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We provide tailored dental services for families and individuals in the Riverpark area.
Convenient Location & Services
Our central location in Riverpark offers flexible hours, bilingual staff, and free parking, making each visit simple and easy.
Trusted Insurance & Employer Partnerships
We work with MetLife PPO to ensure you maximize your benefits and receive affordable care.
Multilingual Support
Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.
Advanced Technology
We utilize advanced imaging technology for accurate diagnoses and effective treatment planning.
Free Parking
Enjoy hassle-free parking right outside our office.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my MetLife PPO insurance benefits?
Contact us with your insurance details, and we will handle the verification process for you, ensuring you understand your coverage before any treatment begins.
Are cleanings and preventive services covered at 100%?
Yes, most MetLife PPO plans cover preventive services like exams, cleanings, and fluoride treatments at 100%.
What is the coverage for major dental procedures like crowns and root canals?
Major procedures are typically covered at 50%, making advanced dental care more affordable for you.
Does MetLife PPO cover orthodontic treatments?
Many MetLife PPO plans provide partial coverage for orthodontics, such as braces or clear aligners. Contact us to confirm your specific benefits.
What if my treatment exceeds my insurance coverage?
We offer flexible payment plans to help manage any out-of-pocket expenses, ensuring you can receive the care you need.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.