At Clove Dental in Thousand Oaks, CA, we are dedicated to making dental care accessible and affordable for everyone. With MetLife Dental Insurance, we help patients receive exceptional care while maximizing their benefits. Whether you’re here for preventive, basic, or major dental services, our knowledgeable team is here to assist you every step of the way.
Coverage Details
MetLife Dental Insurance offers a range of plans designed to cover various dental needs, including preventive, basic, and major procedures.
- Preventive Care: Routine cleanings, exams, and X-rays are often fully covered to help maintain oral health and detect issues early.
- Basic Procedures: Fillings, simple extractions, and other minor restorative services are typically covered at a percentage of the cost.
- Major Procedures: Crowns, bridges, dentures, and root canals may also be partially covered, depending on your specific plan.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Oxnard
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Oxnard
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Clove Dental, at 509 Marin Street, Suite 220, Thousand Oaks, CA 91360, is conveniently located near Bella Vista ENT & Facial Plastic Surgery. We work closely with MetLife PPO insurance to provide affordable dental care tailored to your needs. Our team will guide you through understanding your benefits, ensuring there are no surprises when it comes to costs.
Why Choose Clove Dental?
Community-Focused Dental Care
We prioritize your well-being, offering personalized services to meet your unique needs.
Convenient Location & Services
Our office is centrally located with easy access and free parking for a stress-free visit.
Trusted Insurance & Employer Partnerships
As a proud partner of MetLife and other PPO insurances, we simplify the billing process for you.
Multilingual Staff
We’re happy to assist patients in English, Punjabi, Spanish, and Persian.
State-of-the-Art Technology
Our advanced CBCT technology ensures precise diagnostics and effective treatments.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my MetLife Dental Insurance benefits?
Contact our office at Clove Dental or MetLife’s customer service line. We’ll review your policy and explain your coverage details.
Do I need to bring my insurance card to my appointment?
Yes, having your insurance card ensures we can verify your benefits quickly and accurately.
Does MetLife cover cosmetic dentistry?
Cosmetic procedures, like teeth whitening or veneers, are typically not covered. However, restorative services that improve both function and appearance may qualify for partial coverage.
What costs can I expect with MetLife Dental Insurance?
Out-of-pocket costs depend on your specific plan, including co-pays, deductibles, and annual maximums. We’ll provide a detailed estimate before any procedure.
Does Clove Dental accept other PPO insurances?
Yes, in addition to MetLife, we partner with other PPO insurance providers to offer flexible options for our patients.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.