At Clove Dental in Riverpark, we are dedicated to providing exceptional dental care to our patients with the support of Mid-American Benefits PPO insurance. Whether you need preventive care, basic treatments, or advanced procedures, we help you make the most of your insurance benefits to ensure affordable, high-quality dental care.
Coverage Details
Mid-American Benefits PPO dental insurance offers extensive coverage to help you manage your dental health effectively. Here’s an overview of what’s typically included:
- Preventive Care: Routine cleanings, exams, fluoride treatments, and sealants are usually covered at 100%. Preventive care helps catch potential problems early, keeping your teeth and gums healthy and avoiding more costly treatments later on.
- Basic Care: Services like fillings, extractions, and scaling and root planing are generally covered at 70%-80%. These treatments address common dental concerns, ensuring that they don’t turn into more serious issues.
- Major Care: Advanced procedures such as crowns, root canals, dentures, and bridges are often covered at 50%. This helps make essential restorative treatments more affordable and accessible.
- Orthodontics: Some Mid-American Benefits PPO plans provide partial coverage for orthodontic treatments, such as braces or clear aligners, making it easier for patients to achieve a straighter smile.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We offer personalized care for the Riverpark community, ensuring each patient’s needs are met with the utmost attention.
Convenient Location & Services
Our central location offers free parking, bilingual staff, and flexible appointment scheduling to make your visit as easy as possible.
Trusted Insurance & Employer Partnerships
We work closely with Mid-American Benefits PPO to maximize your insurance coverage and reduce out-of-pocket expenses.
Multilingual Support
Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.
Advanced Technology
Our office uses advanced 3D imaging to provide precise diagnoses and treatment planning.
Free Parking
Enjoy stress-free visits with convenient, free parking available near our office.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my Mid-American Benefits PPO coverage?
Call us with your insurance details, and we’ll take care of the verification for you. We’ll also explain your benefits so you’re fully informed.
Are preventive services like cleanings fully covered?
Yes, most Mid-American Benefits PPO plans cover preventive care, including cleanings and exams, at 100%.
Does Mid-American Benefits PPO cover orthodontics?
Some plans provide partial coverage for orthodontic treatments such as braces or clear aligners. Contact us to confirm the details of your plan.
What happens if I need a major procedure?
Major treatments like crowns, dentures, and root canals are typically covered at 50%, helping you manage the cost of more advanced procedures.
What if my insurance doesn’t cover the full cost of my treatment?
We offer flexible payment options and financing plans to help you manage any out-of-pocket expenses comfortably.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.