At Clove Dental in Oxnard, we proudly work with National Rural Electric Coop (NRECA) dental insurance to provide affordable, high-quality dental care to individuals and families in our community. Whether you need preventive care or more advanced treatments, we’re here to help you make the most of your NRECA benefits. Our goal is to ensure you receive excellent dental care while keeping costs manageable.
Coverage Details
National Rural Electric Coop (NRECA) dental insurance offers a wide range of coverage designed to support your oral health needs. Here's what you can typically expect:
- Preventive Care: Services such as cleanings, exams, fluoride treatments, and sealants are often covered at 100%. These preventive treatments are crucial for maintaining optimal oral health and preventing more expensive dental issues later on.
- Basic Care: Treatments like fillings, simple extractions, and scaling and root planing are usually covered at 70%-80%. These essential services help address common dental problems and keep your teeth healthy.
- Major Care: Advanced procedures such as crowns, root canals, bridges, and dentures are typically covered at 50%. With this coverage, you can access the care you need to restore the function and appearance of your teeth.
- Orthodontics: Some NRECA plans may offer partial coverage for orthodontic treatments such as braces or clear aligners. This helps make orthodontic care more accessible for both teens and adults.
Meet Our Specialists in Oxnard

Dr. Puri
Dentist in Oxnard
Dr. Puri has been serving the Oxnard community for over 35 years. He is a well-versed dentist who was one of the youngest ever to start practicing in California in the early 1990s. He loves tennis and gardening.

Dr. Puri
Dentist in Oxnard
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.

Dr. Malekan
Dentist in Oxnard
Dr. Malekan, DMD received her degree in Arizona at Midwestern College of Dental Medicine. She believes that dentistry needs equal components of science and artistry in order to achieve a healthy for the patient.

Dr. Mariam
Dentist in Oxnard
Dr. Mariam is a USC graduate and attended the UT Health Science Center at Houston completing a UT Health Oral & Maxillofacial Surgery Internship. She has many years of clinical experience and she enjoys reading, art, and helping others.

Dan Maya, RDH
Hygienist in Oxnard
Dan has been a core part of the team here in Oxnard for several years. He is a skilled hygienist able to assist patients with all of their dental needs and ongoing dental care.
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Dr. Baum
Dentist in Oxnard
Dr. Baum is a dedicated dentist who also loves cars and is a new dad. Dr. Baum provides professional, gentle care and takes the time to compassionately listen to his patients and their needs. He cannot wait to provide you with excellent care!
Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 140 North A Street, Oxnard CA 93030, and near Flamingo Motel. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Community-Focused Dental Care
We offer personalized services tailored to the unique needs of individuals and families in the Oxnard area.
Convenient Location & Services
Located centrally with flexible hours, free parking, and bilingual staff, we make every visit convenient and stress-free.
Trusted Insurance & Employer Partnerships
We partner with NRECA to help maximize your dental benefits and make care affordable.
Multilingual Team
Our friendly staff speaks English, Punjabi, Spanish, and Persian, ensuring that every patient feels comfortable.
Advanced Technology
Advanced 3D imaging technology for precise diagnoses and treatment planning.
Free Parking
Enjoy hassle-free visits with plenty of free parking near our office.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my NRECA dental insurance benefits?
Provide us with your insurance details, and we’ll verify your NRECA benefits and explain your coverage to you.
Are cleanings and preventive services covered 100% by NRECA?
Yes, most NRECA plans cover preventive care, including exams, cleanings, and fluoride treatments, at 100%.
Does NRECA cover orthodontic treatments?
Some NRECA plans may offer partial coverage for orthodontic treatments, such as braces or clear aligners. Contact us to verify the details of your plan.
What is covered for major procedures like crowns and root canals?
Major procedures are generally covered at 50%, helping make advanced treatments more affordable.
What if my treatment costs exceed my plan's coverage?
We offer flexible payment plans and financing options to help manage any out-of-pocket costs.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.