At Clove Dental in Riverpark, we are dedicated to providing exceptional dental care that aligns with your National Rural Electric Coop (NRECA) dental insurance benefits. Whether you’re looking for preventive care or advanced dental treatments, our experienced team ensures that you receive top-notch care while maximizing your NRECA coverage. We’re committed to helping you achieve a healthier, brighter smile.
Coverage Details
National Rural Electric Coop (NRECA) dental insurance plans are designed to offer comprehensive coverage for your oral health needs. Here’s an overview of what you can expect:
- Preventive Care: Regular cleanings, dental exams, fluoride treatments, and sealants are often covered at 100%. These essential services help maintain strong teeth and gums while preventing costly dental issues in the future.
- Basic Care: Treatments such as fillings, simple extractions, and scaling and root planing are typically covered at 70%-80%. These services provide effective solutions for common dental problems, ensuring long-term oral health.
- Major Care: Advanced procedures, including crowns, bridges, root canals, and dentures, are usually covered at 50%. With NRECA, you can access the care you need without exceeding your budget.
- Orthodontics: Some NRECA plans offer partial coverage for orthodontic treatments like braces or clear aligners, often with a lifetime maximum. This makes it easier for patients of all ages to achieve straighter smiles.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We provide personalized care tailored to the needs of the Riverpark community.
Convenient Location & Services
Located near The Collection, with ample parking, flexible hours, and bilingual staff to ensure a seamless dental experience.
Trusted Insurance & Employer Partnerships
Our strong partnerships with NRECA and other PPO insurance providers allow us to make dental care affordable for our patients.
Multilingual Support
Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.
Advanced Technology
Advanced 3D imaging technology for accurate diagnoses and effective treatment planning.
Free Parking
Enjoy stress-free visits with plenty of free parking near our office.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my NRECA dental insurance benefits?
Just provide us with your insurance details, and we’ll handle the verification process for you. We’ll explain your coverage clearly and help you understand your benefits.
Does NRECA cover routine dental checkups and cleanings?
Yes, most NRECA plans cover preventive services like checkups, cleanings, and fluoride treatments at 100%.
Is orthodontic care included in NRECA dental plans?
Many NRECA plans include partial coverage for orthodontic treatments, such as braces or clear aligners. Contact us to confirm your plan’s details.
What’s the coverage for major procedures like crowns or root canals?
Major dental treatments are typically covered at 50%, making it easier to afford advanced care.
Do you offer payment plans for costs not covered by insurance?
Yes, we provide flexible payment options and financing plans to help manage any out-of-pocket expenses.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.