At Clove Dental in Riverpark, we’re dedicated to making exceptional dental care both accessible and affordable for our community. Whether you’re enrolled in Premera PPO insurance or exploring new dental coverage options, our team is here to guide you through every step. From preventive treatments to advanced procedures, we prioritize your oral health while ensuring a smooth and stress-free experience.
Coverage Details
Premera PPO insurance plans are designed to make high-quality dental care affordable for individuals and families. Here is a breakdown of the typical coverage provided:
- Preventive Care: Routine cleanings, exams, sealants, and fluoride treatments are often covered at 100%. These essential services help maintain oral health and prevent future dental issues.
- Basic Care: Procedures such as fillings, extractions, and scaling and root planing are generally covered at 70%-80%. This ensures that essential dental treatments remain affordable and accessible.
- Major Care: Advanced treatments, including crowns, dentures, root canals, and bridges, are typically covered at 50%. Premera PPO ensures that even major procedures are within your financial reach.
- Orthodontics: Certain plans include partial coverage for orthodontic treatments such as braces or clear aligners, often with a lifetime maximum. Contact our office to confirm your plan’s specific orthodontic benefits.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
We’re committed to delivering personalized dental services to the Riverpark community.
Convenient Location & Services
Our office is easy to reach, with ample parking, bilingual staff, and flexible appointment hours to suit your schedule.
Trusted Insurance & Employer Partnerships
We collaborate with Premera and other major insurance providers to ensure affordability and transparency in costs.
Multilingual Support
Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.
Advanced Technology
We utilize CBCT (Cone Beam Computed Tomography) technology to deliver accurate diagnoses and effective treatment plans.
Free Parking
Enjoy hassle-free visits with complimentary parking available at our Riverpark location.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my Premera PPO insurance benefits?
Contact our office directly or use the "Verify My Benefits" form on our website. We’ll handle the verification process for you.
What dental services are covered under Premera PPO insurance?
Coverage includes preventive care (100%), basic treatments (70%-80%), and major procedures (50%). Orthodontic benefits vary by plan.
Does Premera PPO cover orthodontics?
Some plans offer partial coverage for orthodontic treatments such as braces or clear aligners. Reach out to us to confirm your specific plan details.
Are pre-authorizations required for dental treatments?
Pre-authorizations may be necessary for major treatments. Our team will assist you in obtaining any required approvals.
What if my insurance doesn’t cover the full cost of treatment?
We provide flexible payment options and financing plans to help manage any out-of-pocket expenses. Let us know how we can assist you.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.