We believe in providing high-quality, affordable dental care to all our patients. That’s why we proudly accept Principal Financial Dental Insurance, helping individuals and families in Santa Monica get the dental care they need while maximizing their insurance benefits. Whether it’s preventive care, restorative treatments, or orthodontics, our team is here to assist you every step of the way.
Coverage Details
Principal Financial Dental Insurance offers comprehensive coverage for a variety of dental services, ensuring that you can maintain excellent oral health with reduced out-of-pocket costs. Here’s what your plan may include:
- Preventive Care: Most Principal Financial plans fully cover dental exams, professional cleanings, X-rays, fluoride treatments, and sealants. Regular preventive care is essential to avoiding major dental problems and keeping your smile healthy.
- Basic Care: Fillings, simple extractions, and gum disease treatments are typically covered with a co-pay or coinsurance. Our team will explain your benefits so you can make informed decisions about your dental health.
- Major Care: For more complex dental treatments like crowns, bridges, dentures, and root canals, Principal Financial offers financial assistance to help reduce costs. We provide pre-treatment estimates to ensure transparency in expenses.
- Orthodontics: Certain Principal Financial plans offer coverage for braces and clear aligners, making it easier to achieve a straighter, more confident smile.
Our Team in Santa Monica
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Dr. Puri
Dentist in Santa Monica
Dr. Puri has been serving the Oxnard community for over 35 years. He is a well-versed dentist who was one of the youngest ever to start practicing in California in the early 1990s. He loves tennis and gardening.

Dr. Puri
Dentist in Santa Monica
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 1418 7th St #101, Santa Monica, CA 90401, across from Santa Monica History Museum. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Personalized Dental Care
We create customized treatment plans tailored to your specific dental needs and insurance coverage.
Easy Access & Flexible Scheduling
Located near Santa Monica Pier, our office provides convenient appointment times, including evenings and weekends.
Maximizing Your Benefits
Our team works closely with Principal Financial Dental Insurance to help you make the most of your coverage and minimize out-of-pocket costs.
Multilingual Team
We speak English, Spanish, and Mandarin, ensuring smooth communication and a comfortable experience for all patients.
State-of-the-Art Technology
Our office is equipped with CBCT imaging and modern dental technology, ensuring precise and effective treatments.
Free Parking for Your Convenience
We offer free parking, making your dental visits easy and stress-free.
Reviews
See what patients say about their Clove Dental experience
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VARTAN AVANESIAN
I had a dental emergency and they scheduled me for same day, the staff was very friendly, the Doctor was great he fixed my tooth right away.

Google review

Corey Berry
Great experience always. Welcoming staff and comfortable office. I’ve been a patient for a long time for a reason. Highly recommend.

Google review

George Salas
The staff were very welcoming. They were super professional. The service was prompt and precise.

Google review

John Paladin
Dr. Rosen is a very skilled and helpful dentist for implants. He did a thorough examination and gave a good treatment plan. He answered all of our questions. A great person to go to for your dental implant needs. His staff is very helpful.

Google review

Kosher Foodie
We feel exceptionally comfortable with Dr. Michael Rosen‘s Dentistry expertise. We have been under his father’s care for general dentistry, hygiene, and Implants for years. We are especially impressed with his ability to make a digital impression for high-tech crown work and replacement. That’s cutting edge technology. We wouldn’t imagine going anywhere else for all our family dentistry needs.

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I check my Principal Financial Dental Insurance benefits?
You can log into your Principal Financial member portal or contact our office for assistance in reviewing your benefits.
Is preventive care covered by Principal Financial?
Most plans cover routine exams, cleanings, and X-rays at 100% to help you maintain optimal oral health.
Does Principal Financial cover major dental treatments?
Yes, many plans offer coverage for procedures such as crowns, bridges, and root canals, often requiring a co-pay or coinsurance.
What if my Principal Financial plan has a deductible?
Some plans require a deductible before coverage applies. Our team will help you understand how your plan works.
Why should I visit an in-network Principal Financial dentist?
Choosing an in-network provider like Clove Dental ensures you receive the highest insurance benefits while reducing your out-of-pocket expenses.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.