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Principal Financial Insurance in Oxnard

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At Clove Dental in Oxnard, we’re proud to partner with Principal Financial dental insurance to offer affordable, high-quality dental care to our community. Whether you're new to Principal Financial or already a member, our team is here to help you maximize your benefits while ensuring your oral health remains a priority.

Coverage Details

Principal Financial dental plans provide extensive coverage for a range of dental treatments, allowing patients to receive necessary care without financial stress. Here’s an overview of common coverage categories:

  • Preventive Care: Routine exams, professional cleanings, fluoride treatments, and sealants are often covered at 100%. Preventive care is essential for maintaining oral health and preventing costly dental issues.
  • Basic Care: Procedures like fillings, simple extractions, and deep cleanings (scaling and root planing) are typically covered at 70%-80%. These treatments help address minor dental concerns before they develop into more serious problems.
  • Major Care: For services like crowns, dentures, bridges, and root canals, Principal Financial generally covers around 50% of the treatment cost. This makes advanced dental care more accessible and affordable for families in Oxnard.
  • Orthodontics: Many Principal Financial plans offer partial coverage for orthodontic treatments such as braces or clear aligners, often with a lifetime maximum benefit. This makes achieving a straight, healthy smile easier for both teens and adults.

Meet Our Specialists in Oxnard

Dr. Shalabh Puri

Dr. Puri

Dentist in Oxnard

Dr. Puri has been serving the Oxnard community for over 35 years. He is a well-versed dentist who was one of the youngest ever to start practicing in California in the early 1990s. He loves tennis and gardening.

Dr. Anish Puri

Dr. Puri

Dentist in Oxnard

Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.

Dr. Malekan

Dr. Malekan

Dentist in Oxnard

Dr. Malekan, DMD received her degree in Arizona at Midwestern College of Dental Medicine. She believes that dentistry needs equal components of science and artistry in order to achieve a healthy for the patient.

Dr. Mariam

Dr. Mariam

Dentist in Oxnard

Dr. Mariam is a USC graduate and attended the UT Health Science Center at Houston completing a UT Health Oral & Maxillofacial Surgery Internship. She has many years of clinical experience and she enjoys reading, art, and helping others.

Dan Maya, RDH

Dan Maya, RDH

Hygienist in Oxnard

Dan has been a core part of the team here in Oxnard for several years. He is a skilled hygienist able to assist patients with all of their dental needs and ongoing dental care.

Dr. Baum

Dr. Baum

Dentist in Oxnard

Dr. Baum is a dedicated dentist who also loves cars and is a new dad. Dr. Baum provides professional, gentle care and takes the time to compassionately listen to his patients and their needs. He cannot wait to provide you with excellent care!

Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 140 North A Street, Oxnard CA 93030, and near Flamingo Motel. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.

Why Choose Clove Dental?

Community-Focused Dental Care

 Personalized treatments tailored for individuals and families in Oxnard.

Convenient Location & Services

Located in the heart of Oxnard, we offer flexible hours, bilingual staff, and free parking to accommodate your schedule.

 Trusted Insurance & Employer Partnerships

 We work closely with leading insurance providers like Principal Financial to ensure cost-effective dental care for our community.

Multilingual Team

Our team speaks English, Punjabi, Spanish, and Persian, ensuring clear communication and a comfortable experience for all patients.

Advanced Technology

We use state-of-the-art technology for accurate diagnosis and treatment planning.

Free Parking

Enjoy hassle-free access to our clinic with ample parking available.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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Google review

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.

FAQs

How do I verify my Principal Financial benefits?

Our office can verify your benefits for you. Simply call us or visit with your insurance card, and we’ll handle the details to ensure you’re fully informed about your coverage

Are cleanings and exams fully covered by Principal Financial?

Yes, most Principal Financial dental plans cover preventive services like cleanings, exams, and fluoride treatments at 100%.

Does Principal Financial cover cosmetic procedures?

  Cosmetic treatments like teeth whitening are typically not covered by insurance. However, we offer affordable payment options for these services.

What if I exceed my annual maximum coverage?

 If your treatment needs exceed your plan’s annual maximum, we offer flexible payment plans to help manage out-of-pocket expenses.

Can I use Principal Financial for orthodontic treatment?

 Yes, some Principal Financial plans include partial coverage for orthodontics, such as  braces or clear aligners. Check with our team to confirm your plan’s specific benefits.

Save up to 60% by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility.

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