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Principal Financial Insurance in Riverpark

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At Clove Dental in Riverpark, we are proud to offer personalized dental care designed to meet the needs of our community. Whether you’re utilizing Principal Financial PPO insurance or seeking flexible options for your dental care, our mission is to make your experience stress-free and affordable. From routine cleanings to advanced treatments, we’re here to ensure your oral health is in excellent hands.

Coverage Details

Principal Financial PPO insurance provides extensive coverage to help you access high-quality dental care without financial strain. Here’s a detailed look at what you can expect:

  • Preventive Care: Services such as cleanings, fluoride treatments, and sealants are often covered at 100%, ensuring your oral health is proactively managed and future issues are prevented.
  • Basic Care: Procedures like fillings, extractions, and scaling and root planing are typically covered at 70%-80%. This helps reduce out-of-pocket expenses while ensuring essential treatments are accessible.
  • Major Care: Advanced treatments such as crowns, dentures, bridges, and root canals are generally covered at 50%. Principal Financial PPO makes it easier to receive necessary procedures without financial burden.
  • Orthodontics: Some PPO plans include partial coverage for orthodontic treatments like braces or clear aligners. This benefit is often capped with a lifetime maximum. Contact us to confirm your plan’s orthodontic coverage.

At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.

Meet Our Specialists in Riverpark

Dr. Bruce Pence

Dr. Bruce Pence

Dentist in Riverpark

Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Anish Puri

Dr. Puri

Dentist in Riverpark

Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.


Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.


Why Choose Clove Dental?

Comprehensive Dental Care for All Ages

Personalized services tailored to meet the needs of Riverpark families and individuals.

Convenient Location & Services

Enjoy accessible parking, bilingual staff, and flexible scheduling to fit your lifestyle.

Trusted Insurance & Employer Partnerships

We work with Principal Financial and other top insurance providers to bring you affordable care.

Multilingual Support

Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.

Advanced Technology

We utilize CBCT technology for precise diagnostics and effective treatment planning.

Free Parking

Stress-free visits start with hassle-free parking at our Riverpark location.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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Google review

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.

FAQs

How do I verify my Principal Financial PPO insurance benefits?

Contact our office, and our friendly team will handle the verification process for you. We’re here to make it easy!

What treatments are covered by Principal Financial PPO insurance?

Coverage generally includes preventive care (100%), basic treatments (70%-80%), and major procedures (50%). Orthodontics may also be partially covered depending on your plan.

Can I use Principal Financial insurance for family members?

Yes, most PPO plans cover multiple family members. Check your policy or contact us for more details.

What if I need a procedure not fully covered by insurance?

We offer flexible payment plans and financing options to help manage any additional costs.

Does my plan require pre-authorization for treatments?

Certain major procedures may need pre-authorization. Our team will guide you through the process to ensure everything is handled smoothly.

Save up to 60% by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility.

Learn More