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Principal Financial Insurance in Thousand Oaks

Use Your Insurance
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At Clove Dental in Thousand Oaks, we are passionate about providing comprehensive dental care that fits the needs of our local community. If you’re covered under Principal Financial PPO insurance, our experienced team is here to help you make the most of your benefits. From routine checkups to advanced procedures, we prioritize affordability, transparency, and quality care.

Coverage Details

Principal Financial PPO insurance plans are designed to make dental care accessible and cost-effective. Here’s a detailed breakdown of the coverage options typically available:

  • Preventive Care: Routine cleanings, fluoride treatments, and sealants are often covered at 100%. These services are vital for maintaining good oral health and preventing more serious dental issues in the future.
  • Basic Care: Procedures such as fillings, extractions, and scaling and root planing are generally covered at 70%-80%. This coverage makes essential dental treatments more affordable for individuals and families alike.
  • Major Care: Advanced treatments, including crowns, dentures, bridges, and root canals, are usually covered at 50%. With Principal Financial, patients in Thousand Oaks can access these critical services without financial strain.
  • Orthodontics: Many PPO plans provide partial coverage for orthodontic treatments like braces or clear aligners, often up to a lifetime maximum. Reach out to us to see if your plan includes this benefit.

 

Meet Our Specialists in Thousand Oaks

Dr. Correa

Dr. Correa

Dentist in Thousand Oaks

Dr Correa was born and raised in Southern California. He has been a resident of Newbury Park since 1982 and has been practicing dentistry for 42 years. Dr Correa worked for several years in the biological sciences before entering the College of Medicine and Dentistry of New Jersey. When not working his hobbies include painting, reading, golf, and spending time with his family.

Dr. Kwon

Dr. Kwon

Dentist in Thousand Oaks

Dr. Kwon is a passionate and dedicated dentist committed to providing outstanding oral care to his patients. Dr. Kwon graduated from the Herman Ostrow School of Dentistry of USC and also completed his Endodontic Residency there, and then went on to mentor others as an adjunct faculty professor and as a volunteer dentist in their ER clinic. He has over a decade of professional experience and truly cares about his patients!

Dr. Baum

Dr. Baum

Dentist in Thousand Oaks

Dr. Baum is a dedicated dentist who also loves cars and is a new dad. Dr. Baum provides professional, gentle care and takes the time to compassionately listen to his patients and their needs. He cannot wait to provide you with excellent care!

Dr. Oganesyan

Dr. Oganesyan

Dentist in Thousand Oaks

Dr. Oganesyan was born in Los Angeles, California, and is a graduate of the University of California, Los Angeles. She obtained her dental degree from the Herman Ostrow School of Dentistry at USC.

Dr. Leana Baer

Dr. Leana Baer

Hygienist in Thousand Oaks

Leana has been a critical part of the Marin office for over 30 years, and takes care of patients throughout their lives. She is looking forward to seeing more of you soon!

Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 509 Marin Street, Suite 220, Thousand Oaks CA 91360, and near Bella Vista ENT & Facial Plastic Surgery. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.

 Why Choose Clove Dental?

At Clove Dental, we strive to make every dental visit a positive experience. Here’s what sets us apart:

Community-Focused Dental Care

We specialize in tailored dental services for the Thousand Oaks community.

Convenient Location & Services

Our office offers easy accessibility with ample parking, bilingual staff, and flexible scheduling options.

Trusted Insurance & Employer Partnerships

We work closely with Principal Financial and other top insurance providers to ensure affordable care.

Languages Spoken

Our team is fluent in English, Punjabi, Spanish, and Persian, ensuring clear communication with all patients.

Advanced Technology

CBCT (Cone Beam Computed Tomography) technology ensures precise diagnostics and treatment planning.

Free Parking

Enjoy stress-free visits with complimentary parking available at our Thousand Oaks office.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.

FAQs

How can I verify my Principal Financial PPO insurance benefits?

Contact our office, and our team will assist you with verifying your coverage. You can also use the "Verify My Benefits" option on our website.

What dental services are covered under Principal Financial PPO insurance?

Coverage includes preventive care (100%), basic treatments (70%-80%), and major procedures (50%). Orthodontics may also be partially covered based on your specific plan.

Does Principal Financial PPO insurance cover orthodontics?

Yes, some plans offer partial coverage for braces or clear aligners, often with a lifetime maximum. Contact us for details about your plan’s benefits.

Do I need prior authorization for major dental procedures?

Certain major treatments may require pre-authorization. Our team will assist in obtaining any necessary approvals for you.

What are my options if my insurance doesn’t cover the entire cost?

We provide flexible payment options and financing plans to make dental care affordable for every budget. Let us know how we can assist you.

Save up to 60% by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility.

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