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Principal Financial Insurance in Ventura

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At Clove Dental in Ventura, we are committed to delivering exceptional dental care tailored to meet the needs of our patients. Whether you're covered under Principal Financial PPO insurance or exploring your dental care options, our goal is to ensure your smile gets the care it deserves. From preventive treatments to advanced procedures, our team is here to make dental care accessible and stress-free.

Coverage Details

Principal Financial PPO insurance plans offer a wide range of benefits that help make high-quality dental care affordable. Below is an overview of the types of coverage you can expect with most PPO plans:

  • Preventive Care: Services like routine cleanings, fluoride treatments, and sealants are often covered at 100%. Preventive care is essential for maintaining optimal oral health and avoiding costly procedures down the road.
  • Basic Care: Treatments such as fillings, extractions, and scaling and root planing are typically covered at 70%-80%, making it easier to manage essential dental expenses.
  • Major Care: Advanced procedures like crowns, dentures, bridges, and root canals are usually covered at 50%. With Principal Financial, you can access the care you need without the stress of unexpected costs.
  • Orthodontics: For patients in need of braces or clear 
    aligners, some PPO plans offer partial coverage, often up to a lifetime maximum. Check with us to see if your plan includes orthodontic benefits.

Meet Our Specialists in Ventura

Dr. Jilbert

Dr. Jilbert

Dentist in Ventura

Dr. Jilbert is an experienced USC dentist who specialized in whole mouth dentistry and is able to assist patients of all ages and conditions. He looks forward to seeing you at your next visit.

Dr. Puri

Dr. Puri

Dentist in Ventura

Dr. Puri is a USC graduate and FIGS ambassador who loves meeting patients new and old. He practices all forms of dentistry and is a Camarillo native.

Dr. Malekan

Dr. Malekan

Dentist in Ventura

Dr. Malekan, DMD received her degree in Arizona at Midwestern College of Dental Medicine. She believes that dentistry needs equal components of science and artistry in order to achieve a healthy and aesthetically pleasing outcome for the patient. Quality care must be provided with a gentle touch.

Lisa S.

Lisa S.

Assistant in Ventura

Lisa has been a core part of our team for over 30 years and continues to help patients with their everyday dental needs. She can be found at the office with her sunny smile and disposition and gentle, detailed work.

Schedule your visit today to discover why families in Ventura trust Clove Dental for their smiles. We’re conveniently located at 3555 Loma Vista Rd, Suite 217, Ventura CA 93003, s conveniently located near The Church of Jesus Christ of Latter-day Saints. . Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community. 

 Why Choose Clove Dental?

At Clove Dental, we pride ourselves on delivering exceptional dental care in a welcoming and professional environment. Here’s what sets us apart:

Community-Focused Dental Care

 We specialize in personalized care tailored to meet the needs of Ventura residents.

Convenient Location & Services

Easily accessible with ample parking, bilingual staff, and flexible hours for a seamless dental experience.

Trusted Insurance & Employer Partnerships

We work with Principal Financial and other leading insurance providers to ensure affordable care.

Multilingual Support

Our team speaks English, Punjabi, Spanish, and Persian, ensuring clear communication with every patient.

Advanced Technology

 CBCT (Cone Beam Computed Tomography) technology is available for precise diagnostics.

Free Parking

Enjoy hassle-free visits with complimentary parking at our Ventura location.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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Google review

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.

FAQs

How do I verify my Principal Financial PPO insurance benefits?

Simply contact our office or use the "Verify My Benefits" form on our website. Our team will handle the details for you.

What dental procedures are covered under Principal Financial PPO insurance?

Coverage typically includes preventive care (100%), basic treatments (70%-80%), and major procedures (50%). Orthodontic coverage depends on your specific plan.

Can I get orthodontic treatment with Principal Financial insurance?

Yes, some PPO plans offer partial coverage for orthodontic treatments, including braces and clear aligners. Contact us to confirm your plan’s benefits.

Do I need pre-authorization for major procedures?

Some major treatments may require pre-authorization. Our team will assist in obtaining any necessary approvals to ensure a smooth process.

What if my insurance doesn’t cover the full cost?

We offer flexible payment options and financing plans to help you manage any out-of-pocket expenses. Let us know how we can assist you.

Save up to 60% by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility.

Learn More