At Clove DDS, we are proud to accept Renaissance Dental Insurance to help make your dental care more affordable. We understand that navigating insurance can be confusing, so we’ve created this guide to help you understand your coverage, how to verify your benefits, and address any questions you might have. Our goal is to ensure that you get the best care possible while maximizing your insurance benefits.
Coverage Details
Renaissance Dental Insurance offers a variety of coverage options to help manage the cost of dental care. Below is a breakdown of the coverage typically provided by Renaissance Dental plans:
- Preventive Care: Preventive services such as routine cleanings, exams, fluoride treatments, and sealants are generally covered at 100%. These services are essential for maintaining oral health and preventing future issues.
- Basic Care: Basic services like fillings, extractions, and scaling/root planing are typically covered at 70%-80%. These treatments address common dental issues and help restore your smile.
- Major Care: Major procedures like crowns, dentures, bridges, and root canals are usually covered at 50%. These treatments are often necessary to restore the functionality of damaged or missing teeth.
- Orthodontics: Renaissance Dental may offer partial coverage for orthodontic treatments, such as braces and clear aligners. Orthodontic coverage typically has a lifetime maximum, so it's important to review your specific plan for details.
Please note that specific coverage may vary depending on the plan. We encourage you to review your policy and contact us for help verifying your benefits.
How to Verify Your Benefits
Verifying your Renaissance Dental benefits is a simple process, and we are happy to assist you:
- Contact Our Office: Call Clove DDS, and our team will contact Renaissance Dental on your behalf to verify your coverage. We will provide a detailed explanation of what services are covered and any out-of-pocket costs.
- Provide Insurance Information: Bring your Renaissance Dental insurance card with you to your appointment, or provide us with your policy details over the phone or via email. This ensures we have the correct information to verify your benefits accurately.
- Get a Treatment Estimate: Once your benefits are verified, we’ll give you a clear estimate of your treatment costs. This ensures you are fully informed about what’s covered and what you may need to pay.
PPO Insurance and Your Options
Renaissance Dental operates under a PPO (Preferred Provider Organization) plan, meaning you have the flexibility to choose your dentist. By being an in-network provider for Renaissance Dental, Clove DDS can help reduce your out-of-pocket expenses by maximizing your benefits.
As a PPO plan, you can visit any dentist who accepts Renaissance Dental, but staying within the network will help you save more on your treatment costs. Transparency is a top priority for us, and we always ensure you know what to expect regarding costs, so you can make the best decisions about your care.
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
Frequently Asked Questions
What preventive services does Renaissance Dental cover?
Preventive care such as cleanings, exams, fluoride treatments, and sealants is usually covered at 100%. These services are key to maintaining your oral health.
Does Renaissance Dental cover basic dental services?
Yes, basic services like fillings, extractions, and scaling/root planing are typically covered at 70%-80%. These treatments help resolve common dental problems.
Does Renaissance Dental offer orthodontic coverage?
Renaissance Dental offers partial coverage for orthodontic treatments like braces and clear aligners. Coverage for orthodontics often comes with a lifetime maximum, so check your plan for specifics.
How do I verify my Renaissance Dental benefits?
Simply contact Clove DDS, and we will work with Renaissance Dental to verify your benefits. We will explain what services are covered and provide an estimate of any additional costs.
Are there any pre-authorizations needed for major procedures?
Some major treatments, such as crowns and root canals, may require pre-authorization. Our office will submit the necessary documentation to ensure your procedure is covered.
We’re Here to Help!
At Clove DDS, we strive to make your experience with Principal Financial Insurance as easy and transparent as possible. If you have any questions about your benefits or need help verifying your coverage, don’t hesitate to contact us. Our team is here to assist you in maximizing your benefits and receiving the care you need to maintain a healthy smile.
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