At Clove Dental in Riverpark, we are committed to making high-quality dental care both affordable and accessible. If you have United Concordia PPO insurance, our team will ensure you get the most out of your benefits while receiving top-tier dental treatment tailored to your needs.
Coverage Details
United Concordia PPO insurance offers a range of benefits designed to reduce out-of-pocket costs and make dental care more manageable. Here’s a general breakdown of what you may be eligible for under your plan:
- Preventive Care: Routine exams, professional cleanings, fluoride treatments, and sealants are typically covered at 100%. This ensures that you maintain excellent oral health while preventing dental issues before they arise.
- Basic Care: Procedures like fillings, simple extractions, and deep cleanings (scaling and root planing) are generally covered at 70%-80%, making it easier to maintain strong and healthy teeth.
- Major Care: More complex procedures such as crowns, dentures, bridges, and root canals are usually covered at 50%, helping to ease the financial burden of necessary treatments.
- Orthodontics: Select United Concordia PPO plans offer partial coverage for orthodontic treatments, including braces and clear aligners, typically with a lifetime coverage limit. Contact us to see if your plan includes these benefits.
At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.
Meet Our Specialists in Riverpark

Dr. Bruce Pence
Dentist in Riverpark
Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Puri
Dentist in Riverpark
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.
Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Comprehensive Dental Care for All Ages
Our experienced team prioritizes patient-centered care for all ages. We customize treatment plans to suit your specific needs and help you achieve optimal oral health.
Convenient Location & Services
Our Riverpark location is easily accessible, with convenient parking and extended office hours to accommodate your busy lifestyle.
Trusted Insurance & Employer Partnerships
We work with United Concordia PPO insurance and other leading providers to ensure affordable and transparent pricing for our patients.
Multilingual Support
Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.
Advanced Technology
Our clinic is equipped with CBCT (Cone Beam Computed Tomography) for precise diagnostics and treatment planning.
Free Parking
We provide free parking, making your visit stress-free from start to finish.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

Google review

Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

Google review

William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

Google review

David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

Google review

Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How can I verify my United Concordia PPO benefits?
Simply give us a call! Our team will verify your insurance benefits and help you understand what treatments are covered under your plan.
What happens if my procedure isn’t fully covered?
If your insurance doesn’t cover the full cost, we offer flexible payment options and financing plans to make dental care accessible for everyone.
Do you accept United Concordia PPO for orthodontic treatments?
Many United Concordia PPO plans include orthodontic benefits. Contact our office, and we’ll check if your plan covers braces or clear aligners.
Does United Concordia PPO cover emergency dental treatments?
Yes! Emergency dental visits, including exams and necessary procedures for urgent care, are often covered under United Concordia PPO insurance.
What if I have questions about my coverage?
No worries! Our knowledgeable team is happy to assist you in understanding your benefits. Just reach out, and we’ll provide clear, straightforward answers.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.