At Clove Dental in Oxnard, we are committed to providing high-quality dental care tailored to the needs of our community. If you're covered under United Medical Resources (UMR) PPO insurance or exploring your dental insurance options, we are here to ensure you receive the best possible care at an affordable price. Our team prioritizes transparency, helping you understand your benefits without any confusion.
Coverage Details
United Medical Resources PPO insurance offers a variety of benefits that make quality dental care more affordable. Below is an overview of coverage typically available for Oxnard residents:
- Preventive Care: Routine cleanings, exams, fluoride treatments, and sealants are often covered at 100%. Preventive care is essential for maintaining oral health, and UMR makes it simple to stay on top of your routine dental visits without additional costs.
- Basic Care: Services like fillings, extractions, and scaling/root planing are usually covered at 70%-80%, reducing out-of-pocket expenses for essential treatments. This level of coverage is particularly beneficial for families and individuals looking for cost-effective dental solutions in Oxnard.
- Major Care: Treatments including crowns, dentures, bridges, and root canals are generally covered at 50%. This support allows patients to access advanced procedures without financial strain. Additionally, Clove Dental utilizes cutting-edge technology to ensure precise treatment planning for optimal results.
- Orthodontics: Some UMR PPO plans cover orthodontic treatments like braces or clear aligners. This coverage is often subject to a lifetime maximum, so we recommend verifying your specific plan details with our office. Many teenagers and adults in Oxnard have benefited from these orthodontic options.
Meet Our Specialists in Oxnard

Dr. Puri
Dentist in Oxnard
Dr. Puri has been serving the Oxnard community for over 35 years. He is a well-versed dentist who was one of the youngest ever to start practicing in California in the early 1990s. He loves tennis and gardening.

Dr. Puri
Dentist in Oxnard
Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.

Dr. Malekan
Dentist in Oxnard
Dr. Malekan, DMD received her degree in Arizona at Midwestern College of Dental Medicine. She believes that dentistry needs equal components of science and artistry in order to achieve a healthy for the patient.

Dr. Mariam
Dentist in Oxnard
Dr. Mariam is a USC graduate and attended the UT Health Science Center at Houston completing a UT Health Oral & Maxillofacial Surgery Internship. She has many years of clinical experience and she enjoys reading, art, and helping others.

Dan Maya, RDH
Hygienist in Oxnard
Dan has been a core part of the team here in Oxnard for several years. He is a skilled hygienist able to assist patients with all of their dental needs and ongoing dental care.
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Dr. Baum
Dentist in Oxnard
Dr. Baum is a dedicated dentist who also loves cars and is a new dad. Dr. Baum provides professional, gentle care and takes the time to compassionately listen to his patients and their needs. He cannot wait to provide you with excellent care!
Schedule your visit today to discover why families in Camarillo trust Clove Dental for their smiles. We’re conveniently located at 140 North A Street, Oxnard CA 93030, and near Flamingo Motel. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.
Why Choose Clove Dental?
Community-Focused Dental Care
Our team is dedicated to providing personalized and comprehensive dental care for all ages. Clove Dental ensures each patient receives the attention and treatment they deserve in a welcoming and comfortable environment.
Convenient Location & Services
Located in central Oxnard, our office offers ample parking, flexible appointment hours, and bilingual staff to accommodate your dental needs with ease.
Trusted Insurance & Employer Partnerships
We work with major insurance providers, including United Medical Resources PPO, to offer affordable dental care tailored to Oxnard’s diverse workforce.
Multilingual Team
Our staff speaks English, Punjabi, Spanish, and Persian, ensuring clear communication and a comfortable experience for all patients.
Advanced Technology
We utilize CBCT imaging for precise diagnostics and treatment planning, improving patient outcomes for complex procedures.
Free Parking
Enjoy hassle-free parking when visiting our clinic, making your dental experience convenient from start to finish.
Reviews
See what patients say about their Clove Dental experience
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Bell
Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Thomas Silva
Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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William Peni
I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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David Hartsuck
The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Mgishappy
Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

Google review
Book Your Appointment Today
Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.
FAQs
How do I verify my United Medical Resources PPO insurance benefits?
You can call our office, and our insurance specialists will verify your benefits for you. Simply provide us with your insurance details, and we’ll handle the rest!
Does UMR PPO cover emergency dental care?
Yes, many UMR PPO plans provide coverage for emergency dental treatments, such as tooth extractions or repairs for broken teeth. Contact us immediately if you have a dental emergency.
Will I have out-of-pocket costs?
Out-of-pocket costs vary depending on your plan’s coverage levels. We provide transparent cost estimates before treatment, so you know exactly what to expect.
Can I use my UMR PPO insurance for cosmetic procedures?
Cosmetic procedures, such as teeth whitening or veneers, are typically not covered by insurance. However, we offer flexible payment options for these treatments.
How often can I get dental cleanings with United Concordia PPO?
Most PPO plans cover two cleanings per year as part of preventive care. Additional cleanings may be available depending on your specific plan.
Save up to 60% by joining the Clove Care Plan
Concierge dentistry at affordable prices, paid monthly or annually for flexibility.