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United Medical Resources Insurance in Riverpark

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At Clove Dental in Riverpark, we take pride in offering high-quality dental care tailored to the needs of our community. If you have United Medical Resources (UMR) PPO insurance, our goal is to help you maximize your benefits while ensuring you receive the best dental care possible. We emphasize clear communication, transparent costs, and a seamless experience so you can focus on your oral health without stress.

Coverage Details

United Medical Resources PPO insurance provides extensive coverage to make dental care more affordable. Below is a breakdown of typical coverage for patients in Riverpark:

  • Preventive Care: Routine cleanings, dental exams, fluoride treatments, and sealants are generally covered at 100%. These essential services help prevent oral health issues before they become more serious and costly.
  • Basic Care: Common procedures such as fillings, tooth extractions, and deep cleanings (scaling and root planing) are typically covered at 70%-80%, reducing the financial burden for patients needing restorative work.
  • Major Care: More complex procedures, including crowns, dentures, bridges, and root canals, are usually covered at 50%. Our team utilizes advanced technology to ensure precise, efficient treatment, making major procedures more comfortable and effective.
  • Orthodontics: Some UMR PPO plans offer coverage for braces or clear aligners, often up to a lifetime maximum. We recommend checking with us to confirm the specific details of your plan.

At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.

Meet Our Specialists in Riverpark

Dr. Bruce Pence

Dr. Bruce Pence

Dentist in Riverpark

Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Anish Puri

Dr. Puri

Dentist in Riverpark

Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.


Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.


Why Choose Clove Dental?

Comprehensive Dental Care for All Ages

We are committed to providing personalized and comprehensive care for all ages. Our patient-first approach ensures comfort, trust, and high-quality treatment tailored to each individual's needs.

Convenient Location & Services

Located in the heart of Riverpark, our clinic offers easy access, flexible appointment scheduling, and a welcoming environment for families and individuals alike.

Trusted Insurance & Employer Partnerships

We collaborate with major insurance providers, including United Medical Resources PPO, ensuring affordable and accessible dental care for the Riverpark community.

Multilingual Support

Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.

Advanced Technology

We utilize CBCT imaging for precise diagnostics, allowing for better treatment planning and improved patient outcomes.

Free Parking

Enjoy hassle-free parking when visiting our clinic, making your dental experience even more convenient.

Reviews

See what patients say about their Clove Dental experience

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Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

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Google review

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Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

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Google review

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William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

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Google review

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David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

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Google review

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Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

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Google review

Book Your Appointment Today

Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.

FAQs

How can I verify my United Medical Resources PPO insurance benefits?

Simply contact our office, and our insurance specialists will verify your benefits for you. Provide your insurance details, and we’ll handle the rest.

Does UMR PPO cover emergency dental care?

Yes, many UMR PPO plans include coverage for emergency dental treatments such as extractions and repairs for broken teeth. Call us right away if you experience a dental emergency.

Will I have any out-of-pocket expenses?

Your out-of-pocket costs depend on your specific insurance plan. We provide clear cost estimates before any procedure so you can plan accordingly.

Are cosmetic procedures covered under UMR PPO?

Most cosmetic treatments, such as teeth whitening and veneers, are not covered by insurance. However, we offer flexible payment options for these services.

How often can I receive dental cleaning with UMR PPO?

Most UMR PPO plans cover professional dental cleanings twice a year at no additional cost to you. Regular cleanings are essential for maintaining oral health.

Save up to 60% by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility.

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