Skip to content

Unum Insurance in Riverpark

Use Your Insurance
image (26)-4

At Clove Dental in Riverpark, we are committed to providing exceptional dental care that is both accessible and affordable. If you have Unum PPO insurance, our team ensures you receive top-quality treatment with transparent pricing and minimal out-of-pocket costs. Our goal is to maximize your benefits while delivering outstanding dental care.

Coverage Details

Unum PPO insurance provides a range of dental services at reduced costs, ensuring affordability for Riverpark residents. Here’s what you can expect from your plan:

  • Preventive Care: Regular cleanings, exams, fluoride treatments, and sealants are often covered at 100%, promoting excellent oral health and preventing future issues.
  • Basic Care: Procedures like fillings, extractions, and scaling/root planing are typically covered at 70%-80%, making necessary treatments more affordable for you and your family.
  • Major Care: Advanced procedures, including crowns, dentures, bridges, and root canals, are generally covered at 50%, ensuring access to high-quality restorative care.
  • Orthodontics: Some Unum PPO plans offer partial coverage for braces and clear aligners, often subject to a lifetime maximum. Contact us to determine if your plan includes orthodontic benefits.

At Clove Dental, we understand that insurance policies can be complex. That’s why our knowledgeable staff is here to verify your benefits, explain your coverage, and provide transparent cost estimates before starting any treatment.

Meet Our Specialists in Riverpark

Dr. Bruce Pence

Dr. Bruce Pence

Dentist in Riverpark

Dr. Bruce A. Pence is a dentist in Oxnard, California. He provides advice on proper brushing, flossing, cleaning, healthy gums, and other dental care. It's ideal to visit Dr. Pence every 6 months or twice a year, absent additional tests that suggest a serious problem.

Dr. Anish Puri

Dr. Puri

Dentist in Riverpark

Following in his dad's steps, Dr. Puri has been active in the Oxnard office for over 10 years. First helping with charts and filings, now as a practicing dentist he sees many patients and carries on the legacy.


Schedule your visit today to discover why families in Riverpark trust Clove Dental for their smiles. We’re conveniently located at 1000 Town Center Dr, Suite 250, Oxnard, CA 93036, across from DENTAL DESIGNS Dr. Marie Alejandrino-Buell, D.M.D. Our office is ready to welcome you with open arms and a brighter smile. Our location is ideal for families and individuals seeking quality, accessible dental services in the community.


Why Choose Clove Dental?

Comprehensive Dental Care for All Ages

We offer tailored treatment plans for children, adults, and seniors, ensuring every patient receives personalized care.

Convenient Location & Services

Our Riverpark office provides easy access, ample parking, and extended hours to fit your schedule.

Trusted Insurance & Employer Partnerships

We work closely with Unum PPO and other major insurance providers to keep dental care affordable.

Multilingual Support

Our team speaks English, Punjabi, Spanish, and Persian to ensure a welcoming experience for everyone.

Advanced Technology

We utilize advanced CBCT imaging for accurate diagnoses and precise treatment planning.

Free Parking

Enjoy a stress-free visit with our convenient, free parking options.

Reviews

See what patients say about their Clove Dental experience

image (8)-Jan-07-2025-01-45-07-6471-PM
avatar

Bell

Alma was amazing and gave me such gentle treatment. Everyone in the office in general were such sweethearts!! I love it here. Pence was great in treating my complicated wisdom teeth removal, I was in good hands. (:

google-pic

Google review

avatar

Thomas Silva

Amazing office and personal. They were able to get me in very last minute and even during the holidays to help identify pain. Will definitely recommend to friends and family and will make my primary dental office!!

google-pic

Google review

avatar

William Peni

I haven’t been to a dental office in years. The office staff and Dr. B made me feel comfortable as heck! Plus Marilyn is super awesome! I HIGHLY recommend seeing them😁 …

google-pic

Google review

avatar

David Hartsuck

The Staff make me feel so welcome. Dr. Pence has been my dentist for 40 years and has always given me the best of his experience and knowledge in the field. Marilyn, Lupita, and Alma have treated me like family for years. I can't imagine going anywhere else.

google-pic

Google review

avatar

Mgishappy

Absolutely the best experience. I highly recommend Dr. Helmstadter and his staff, they are professional, kind and compassionate providing the best care especially if you are a nervous patient, they are amazing!

google-pic

Google review

Book Your Appointment Today

Contact Clove Dental today to schedule your appointment if you're a Guardian member. Let us help you get the most out of your insurance plan while providing exceptional care for a healthy smile.

FAQs

How do I verify my Unum PPO insurance benefits?

Simply provide our office with your insurance details, and we will verify your coverage for you.

Does Unum PPO cover emergency dental services?

Many plans cover emergency treatments like extractions and broken tooth repairs. Contact us for urgent dental care.

Will I have any out-of-pocket costs?

Your out-of-pocket expenses depend on your plan and the services required. We provide clear cost estimates before treatment.

Does Unum PPO cover cosmetic dentistry?

Most cosmetic procedures, such as teeth whitening and veneers, are not covered, but we offer flexible payment options.

How often does Unum PPO cover dental cleanings?

Most plans include two cleanings per year at no extra cost, helping you maintain excellent oral health.

Save up to 60% by joining the Clove Care Plan

Concierge dentistry at affordable prices, paid monthly or annually for flexibility.

Learn More